About Us:	Serving You	Our Advantages	Our Staff
	Approval Process	Employment

The Mortgage Approval Process

	Contact us, so we can qualify you and answer your questions: (How much can I afford to buy? Can I really lower my monthly payments?).
	After we have answered your questions, we will request documentation - a very simple process whether buying or refinancing. It takes a mortgage pro to sort out a homebuyer's assets and credit history for the actual application. The best way to do it is face-to-face with the paperwork on the table.
	If purchasing, finding a property; or if refinancing, obtaining an appraisal (we will do this for you). Then we submit the package to the lender that best suits your needs.
	We obtain a mortgage commitment, schedule a closing & close your loan.

Thanks to electronic commerce and the expertise of a local pro, an approval can be obtained in minutes, a commitment from a lender within 24-48 hours, and a closing in three to four weeks.

It is important that you give us the documentation requested at the beginning of the transaction. This way we don't have to come back to you with a lot of requests, and you'll feel better knowing we are handling your transaction and keeping you informed along the way. We supply you with a documentation checklist to aid your preparation.
Start by requesting our free guide listing typical document requirements.

1223 S. Tamiami Tr. Sarasota, FL 34239 Ph: (941)923-7200 (800) 479-9350